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![]() A 5-year post office FD qualifies for tax saving under section 80C of the Income Tax Act. The interest paid by the post office is subject to TDS. The interest is payable annually but calculated quarterly. ![]() ![]() Post office FD has four tenures available – 1, 2, 3, and 5 years. The investor can earn a guaranteed return on the money deposited. The higher the investment tenure, the higher is the interest rate offered. Post Office Fixed Deposit (POFD) is similar to a bank deposit where the money is deposited for a fixed tenure and interest rate. Hence it was a famous investment avenue for the previous generations. They are considered as safe as the Government of India backs them. Post Office Fixed Deposit (POFD) or Post Office Time Deposit (POTD) is the oldest and preferred form of investment offered by the Indian Postal Services. Here are the shortlist funds by Scripbox Funds Investing in ELSS funds recommended by Scripbox would get you returns of 18% p.a. ![]() Track all your external FDs on Scripbox and get one view of your overall wealth ![]() |
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